Personal Loans


Personal Loans

Making dreams come true. We all have opportunities or challenges that present themselves at unexpected times. With help from Anchor Bank, you don’t have to let a shortage of available cash keep you from getting what you want. Whether you are purchasing a new vehicle, replacing a kitchen appliance or planning that dream vacation, we’ve got the tools to help make that wish list a reality.


Savings Calculators

Please click here for personal savings calculators to help you plan your financial future.

Auto Loans

Auto LoansThere's your car.  Go get it.  We've got the loans you want, for the vehicles you want. 

Thinking of buying a car but haven't actually found the right one yet?  We can get you pre-approved for your financing so you can negotiate like a cash buyer.  We will even give you a free Carfax Report on used cars so you know what you're buying

Use our online Loan Payment Calculator if you aren't sure what you can afford or want to see how a longer term affects the payment amount.  Give us a call or stop by a branch if you have any questions or need help determining the best payment and financing options for you.

Current RatesApply Online

*All loans subject to credit approval. Advertised rate is based on $25,000 loan, excellent credit, new car, and shortest loan term.


Home Equity Loans



Tap into the equity that you’ve built in your home at an attractive rate and use it for home improvements, unexpected expenses, debt consolidation, tuition payments and more. Anchor Bank offers two great options.

Home Equity Loan - Enjoy a competitive fixed-rate with set monthly payments and financing up to 89% total LTV (Loan to Value).

Home Equity Line of Credit (HELOC) - This revolving line of credit allows you to pay back and borrow against it as many times as you need, whenever you need it.

  • Maximum loan amount of $250,000
  • Minimum loan amount of $10,000
  • Maximum LTV of 89%
  • For primary residences only
Powerhouse Home Equity Line of Credit (HELOC)
Rate TypePayment TypeTermAPR
Variable Interest Only 10 Years (Draw Period) As low as 5.00%
Fixed Principal + Interest Next 20 Years (Repayment Period) As low as 5.00%
Home Equity Term Loan                                                                                                                                 Monthly payment examples on a $25,000 Loan as low as
TermFixed RateAPR10 year15 year20 year
Fixed Term 5.24 - 6.24% 5.307 - 6.385% $268.11 $200.84 $168.32


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*POWERHOUSE HELOC: The APR is variable and is based on an index plus a margin; maximum APR 18%. The margin is based on credit score and Loan to Value (“LTV”) at time of application. The variable APR shown above is based on excellent credit score and maximum 70% LTV. Variable APRs are current based on the index and margin as of December 14, 2017. There is an Annual Maintenance fee of $50 through a 10-year draw period. The draw period is followed by a 20-year repayment period during which additional draws are not permitted and the balance is paid off. The monthly minimum interest-only payment will not reduce the principal balance through the draw period. The APR during the repayment period will be the APR in effect at the end of the draw period, with a minimum of 5.0%, and will be fixed during the repayment period.

**TERM HOME EQUITY: Our standard rates based on the loan to value ratio (LTV) and credit score at the time of application.  The Annual Percentage Rate (APR) and payment examples shown above are based on excellent credit scores, and are calculated based on a $100,000 loan.  Remaining term payment in examples above are based on scheduled payments being made on due date each month. 

All loans are subject to credit approval. Other terms and conditions may apply. Available for primary residence only. Maximum LTV is 89%. Minimum Loan amount is $10,000.

Deferred Third Party Fees: Borrower pays for appraisal if required; cost ranges from $450 to $650. Other closing costs are deferred, and will be waived unless loan is paid off or line of credit is cancelled within three years. Other third party fees range from $625-$1,000. Insurance must be maintained on the property securing this loan or line.


RV, Motorcycle and Boat Loans

Whether it's a fifth wheeler, a two-wheeler, or built for the water, before you enjoy the great outdoors, stop at your nearest Anchor Bank. We can finance most motorcycles as well as fifth-wheels or trailers, motor coaches, or even pleasure boats.

  • Recreational Vehicles- Loans available for new or pre-owned RV's. We offer extended terms for newer models and our rates are very competitive.
  • Boat Loans- Get loan approval for new boats or pre-owned. Certain hull restrictions and vessel registration requirements may apply, please contact your local branch for more details.
  • Motorcycles- We can help you finance almost any street legal motorcycle. Other loan programs may be available for ATV and off-road vehicles.

Apply Online


Personal Lines of Credit

A line of credit account is a pool of available funds you can access whenever a need arises. Like a credit card, it has a limit and is unsecured, meaning it is not tied to any specific collateral. You can access your line of credit in three easy ways:

  • Transfer money by telephone or Internet to your checking or savings account
  • Get a cash advance at your branch
  • Will be conveniently attached to your Anchor checking account to protect you from accidental overdrafts 

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Freedom Loan

Our Freedom loans are a great way to borrow at a fixed rate for a short period of time.  These loans are ideal for smaller needs such as furniture, minor home repairs, auto repairs, or just about anything else that isn’t a large enough amount to need an equity loan.  Your payment is fixed with optional terms.  Applying is easy.

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Platinum and Classic Credit Cards

For gas, groceries, and everything in between.  Life is simplified with Anchor Bank credit cards.  At Anchor Bank, we're interested in making your life easier - and we offer two great credit cards that do exactly that.  Our Classic and Platinum credit cards are designed to help you build your credit, and earn UChoose Rewards®.

  • Low variable rates
  • Competitive APR on cash advances and transfers
  • No annual fee on Platinum (low annual fee on Classic)
  • Online account management
  • 24/7 Credit Card Support

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What is UChoose Rewards?

Our Classic and Platinum credit cards come with UChoose Rewards and is great for customers that want to get more from their everyday card.  Earn points on every purchase with the UChoose Rewards program. 

  • Earn 1 rewards point for every dollar you spend.
  • Combine UChoose points earned in multiple accounts to get rewarded faster. 
  • Redeem points for rewards options such as: activities, travel, event tickets, merchandise, gift cards, and statement credit. 
  • Visit to register your Anchor Bank card and start earning rewards today!


Manage Your Anchor Bank Credit Card Online

Anchor Bank Credit Card Online Access makes it easier and more convenient than ever to manage your credit card account:

  • Enjoy the convenience of 24 hour access
  • Manage your account online
  • Download statements
  • Pay your bill online
  • and more

Click to Login or Enroll


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