Personal Loans

 

Personal Loans

We all have opportunities or challenges that present themselves at unexpected times. With help from Anchor Bank, you don’t have to let a shortage of available cash keep you from getting what you want. Whether you are replacing a kitchen appliance, planning that dream vacation, or just want a line of credit available for emergencies, we’ve got the tools to help make that wish list a reality.

Calculators

Calculators

Please click here for personal calculators to help you plan your financial future.

 

Personal Lines of Credit

A line of credit account is a pool of available funds you can access whenever a need arises. Like a credit card, it has a limit and is unsecured, meaning it is not tied to any specific collateral. You can access your line of credit in three easy ways:

  • Transfer money by telephone or Internet to your checking or savings account
  • Get a cash advance at your branch
  • Will be conveniently attached to your Anchor checking account to protect you from accidental overdrafts 

 

Freedom Loan

Our Freedom loans are a great way to borrow at a fixed rate for a short period of time.  These loans are ideal for smaller needs such as furniture, minor home repairs, auto repairs, or just about anything else that isn’t a large enough amount to need an equity loan.  Your payment is fixed with optional terms.  Applying is easy.

 

Home Equity Lines of Credit

If you own your home, it may be the key to cost-effective borrowing. The value in your home over and above what you owe on your mortgage is referred to as equity. Borrowing against your home’s equity can make it simple to access funds for almost anything you need, such as:

  • buying a new car
  • funding a college education
  • paying for a wedding
  • taking a great vacation
  • consolidating bills

And, for most people, borrowing against home equity has a big advantage over other types of loans: the interest you pay may be tax-deductible*. We can lend up to 80% of your home’s current value, and our Home Equity Line of Credit features a competitive interest rate. Plus, because it is a line of credit, you can access money when you need it, pay it down, then access it again.

To apply, call or visit any of our branches. We will be happy to answer your questions and walk you through the quick and easy application process.

* Be sure to consult your tax advisor to see how this applies to you.

NMLS Registered Team Members

 

Platinum and Classic Credit Cards

For gas, groceries, and everything in between.  Life is simplified with Anchor Bank credit cards.  At Anchor Bank, we're interested in making your life easier - and we offer two great credit cards that do exactly that.  Our Classic and Platinum credit cards are designed to help you build your credit.

  • Low variable rates
  • Competitive APR on cash advances and transfers
  • No annual fee on Platinum (low annual fee on Classic)
  • Online account management
  • 24/7 Credit Card Support

  

Manage Your Anchor Bank Credit Card Online

Anchor Bank Credit Card Online Access makes it easier and more convenient than ever to manage your credit card account:

  • Enjoy the convenience of 24 hour access
  • Manage your account online
  • Download statements
  • Pay your bill online
  • and more

Click to Login or Enroll

 

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